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Short Term Business Loans
Handle immediate business needs without long-term
obligations.
Short Term Business Loans
Ready To Move Your
Business Forward?
By clicking this box, I agree to Advance Funding’s Solutions Privacy Policy.
How Short Term Business Loans Can Work for You
When it comes to business loans, the length of your personal business loan term is almost as important as securing funds.
Almost all businesses require additional capital at some point, but there’s a big difference between long-term loans and
temporary financing solutions, otherwise known as short-term loans. Most short-term small business loans are repaid
within a year or less, but some long-term loans can last over a decade.
What are the Benefits of Short Term Business Loans?
Speed! Short term business loans offer quick financing to support immediate business expenses. Unlike long term loans,
short term loans don’t come with the risk of accumulating large debts or interest and don’t have the long-term
commitment to loan payments. A short term loan can provide the right amount of money for your business while
allowing you to pay off the loan quickly.
When would a business need a short term loan? Short term loans can benefit you when cash flow is slow during a short
time period of time or when funding is needed to help your business grow. A short term loan can help your business now
to set you up for long term success. Apply online to see what short-term financial solutions can help your business thrive.
Fast Funding
- Most short term loan programs are funded quickly, some within 24 hours1
- Not waiting for loan funds to hit your account means you can utilize the money when you need it most
Increased Approval Rates
- Short term business loan lenders often don’t require collateral or perfect credit for credit approvals
- Alternative lenders like National Funding typically have higher approval rates for short term loans
Flexible Repayment Options
- Customized, short term loans can offer a variety of payment options
- Flexibility lets you set up a loan program that works best for your unique business needs
Take Care of Immediate Needs
- Cover costs related to equipment repairs or an unexpected tax bill by using a short term business loan
- Use short term loans to set your business up for future success by investing in long-term growth plans
How to Apply
Short term business loans from Advance Funding make the online application and approval process easier than ever.
Applying for short term business lending is simple. After you fill out a simple online application, we’ll reach out to you
to learn more about your business, your resources, and your needs. Together, we can create a loan program and
business loan terms designed to fit your company needs in terms of coverage and payment timelines. Apply today to
get your process started.
or call
How Do Short Term Business Loans Work?
Fast & Easy Application Process
No-cost, no-obligation application with
funding in as few as 24 hours1
Helpful Loan Guidance
A Funding Specialist will contact you to
help you choose the right business
financing option.
Quick Decision, Fast Funding
You could be approved, and funds
deposited into your account, in as
little as 24 hours.1
What Customers Are Saying
Ron Beatty, Owner
Beatty Lawn & Tree Service
Knowing how hard it had been trying to secure small
business loans in the past, this family-owned business
sought out National Funding thanks to its reputation for
accessible, hassle-free loans. Being able to purchase new,
reliable equipment was a critical component for this growth
business, and National Funding helped them make it
happen.
How Short Term Small Business Loans Support Your Industry
Virtually every type of business has short-term needs for cash to cover business expenditures and keep their
operations on track. Advance Funding has experience providing funding solutions for businesses in almost every type
of industry. Check out the many small business loans we provide:
Small Business Loans for Trucking
Companies
Fuel your trucking business with loans
tailored for truck companies
Agriculture Business Loans
Grow your farming business to its
fullest potential with small business
loans
Construction Business Loans
Build your business to reach great
heights with loans from Advance
Funding
Restaurant Loans
Serve your customers better with loans
that serve your business
Gym and Fitness Center Business Loans
Get loans that work out the best for
your business with Advance Funding
Beauty & Wellness Business Loans
Give your business the best makeover
with small business loans
Why Advance Funding?
Nobody provides a more personalized approach when it comes to short term loans. Experienced Funding Specialists
will guide you every step of the way and answer your funding questions. And, our process makes getting the money
you need to cover business expenses easy and simple.
We Know Your Industry
We have experience helping a wide variety
of business owners secure the right
financing solution
Fast & Easy Application Process
No-cost, no-obligation application with
funding in as few as 24 hours1
Trusted by Businesses Like Yours
Over $4.5 billion in funding to more than
75,000 businesses nationwide
Funding Specialists Who Care
Experienced Funding Specialists help you
make the right decision
High Approval Rates
Even if you’ve been turned down
elsewhere, there’s still a great chance we
can get you the business capital.
Hassle-Free Payments
We provide fixed terms and set up simple,
automatic payments3
Short Term Business Loans Resources
Financing the immediate needs of your business might seem complicated. We want to make sure you’re comfortable
applying for a small business short term loan. Below, we’ve compiled some of the most important things you need to
know when considering a short term loan.
How Do Daily Loan Repayments Work?
While most long-term business financing is set up for
monthly payments, some short term loans require a daily
loan payment. Learn more about how a short term loan with
daily repayments works.
4 Myths About Short-Term Loans for Small Business Owners
You may have heard some things about short-term loans for
businesses. This post will help dispel some common myths
that surround short-term financing. Take a look to learn
more about how short-term loans can actually help your
business.
5 Internal Business Metrics Every Owner Should Measure Weekly
When considering a short term loan, it’s important to know
where your business stands financially. You can monitor the
health of your business by frequently checking on these 5
key metrics. Read this post to learn more about checking
your business health weekly.
Industries We Serve
Every business is unique. That’s why we strive to tailor financing options to the needs and the nature of your business. Over the years, we have provided loans to many businesses across multiple industries.
Small Business Loans for Trucking
Companies
Fuel your trucking business with loans
tailored for truck companies
Agriculture Business Loans
Grow your farming business to its
fullest potential with small business
loans
Construction Business Loans
Build your business to reach great
heights with loans from National
Funding
Restaurant Loans
Serve your customers better with loans
that serve your business
Gym and Fitness Center Business Loans
Get loans that work out the best for
your business with National Funding
Beauty & Wellness Business Loans
Give your business the best makeover
with small business loans
FAQ: Short Term Business Loans
Wondering how short term loans work or how they can help your business? Most business owners are a little unsure
about receiving a short term loan. To help you better understand how the money from short term loans can help your
business, we’ve put together some common questions people often ask.
How do I get a short term business loan?
Applying for a short term loan is almost always easier than getting a long-term business loan. At Advance Funding, we’ll help you find the right short term loans for your business with a customized loan solution. Simply fill out our easy online application to get started.
Can I get short term business loans with bad credit?
Contrary to what many business owners believe, there are short term loans available for businesses with poor credit. In fact, a short term loan could actually help you raise your credit score while avoiding excess interest payments.
Do short term loans affect your credit rating?
Yes! In a good way. A short term loan can help improve your credit score over time. As long as you make your payments on time and pay off your loan according to schedule, you’ll likely see your credit score rise.
How long are the terms of short term business loans?
Short term loans typically range from 6 to 18 months. This short term and fast financing solution is a great fit for those who don’t want a long-term commitment to loan payments. This is also great for those who need financial assistance for a short period of time due to unexpected expenses or a slow season. Whatever your financial needs are, we are here to help you find the right loan for your business. Simply apply online to start the loan approval process and we’ll contact you shortly to discuss your business needs, whether that be short term, or longer.
Ratings & Reviews
Find Out How Much Funding You Qualify For
From equipment financing to working capital loans, we’ve helped business owners from many industries receive the
business funding they need. You’ll receive expert support and answers to your business lending questions while
working with a friendly Funding Specialist. Advance Funding is a trusted lending partner. You can rely on us to help
finance your working capital and growth.
Speak to a Funding Specialist
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Products offered by Advance Funding Inc. and affiliates are business products only. The products may be provided by third parties and subject to lender approval. In California, products made or arranged pursuant to a California Financing Law License.